Terms & Conditions

Last updated: July 29, 2026

Acceptance of Terms

By using our website, our text-messaging service, or by requesting an estimate, you agree to these Terms & Conditions and to our Privacy Policy.

Service Description

On Property Insurance provides preliminary, non-binding estimates of homeowners insurance, title and closing costs, and monthly mortgage payments based on property listing information you submit. These estimates are provided for informational purposes only and are not an offer, a binder, a bindable quote, a loan approval, or a title commitment. Actual figures are determined by insurance carriers, lenders, and title companies through their own underwriting and processes.

Not Professional Advice

Our estimates do not constitute insurance, legal, tax, or financial advice. You should consult a licensed professional before making any decision.

Text Messaging

By texting our number or signing up on our website, you agree to receive text messages as described in our Privacy Policy. Message frequency varies. Message and data rates may apply. Reply STOP to opt out and HELP for help.

Accuracy

Estimates rely on third-party listing data and modeled assumptions and may not reflect actual costs. We make no warranty as to their accuracy or completeness.

Limitation of Liability

To the fullest extent permitted by law, On Property Insurance is not liable for any damages arising from your use of the service or your reliance on any estimate.

Changes to These Terms

We may update these Terms at any time. Your continued use of the service constitutes acceptance of the updated Terms.

Contact

On Property Insurance — Email: andy@onpropertyinsurance.com — Phone: (612) 778-9471